01
Keep the moving parts together
Record income and expenses as they happen, so your picture reflects the month you’re actually having.
✳ A money coach for freelance life
Know what’s safe to spend, even when your income shifts.
Pennyweather is an AI-powered money coach being built for UK freelancers and self-employed professionals. Bring earnings, bills and savings plans into one clear picture—and get a plain-language view of what’s safe to spend.
Pennyweather is in development. Get in touch to follow along.
pPennyweather
EXAMPLE VIEWYOUR MONEY, AT A GLANCE
A little more clarity.
Safe to spend
£1,240
After planned set-asides Looking steady
START OF MONTHAFTER YOUR PLANS
Planned from incomeExample pots
Tax reserve£720
Bills£460
Rainy day£280
Illustrative amounts only · virtual planning pots
Income can change.
Your plan can flex with it.
Your plan can flex with it.
For uneven incomeTax set-asidesBills & savingsSafe-to-spend clarity
A different kind of money month
Freelance income has its own weather.
Some months are full. Some are quiet. Most money tools are built around the same pay arriving on the same day—but that’s not how independent work goes.
Pennyweather is being shaped around the real rhythm of self-employed life: make a plan when money comes in, adjust as things change, and check what’s left with less guesswork.
A clearer way to check inSmall steps, more clarity
A useful money check-in, built around you.
Less pressure to predict every month. More help making a plan with the information you have.
02
Make room for what’s next
Plan for tax, regular bills and savings with flexible virtual pots that fit your priorities.
03
See what’s safe to spend
Get a clear estimate and plain-language nudges that help make the next money decision easier.
A coach in your corner
Pennyweather is designed to turn your money picture into timely, plain-language guidance—not another spreadsheet to figure out alone.
Planned set-asides are virtual planning pots. They help you see what you’ve set aside; they don’t move money between bank accounts.
A steadier way to look ahead
Your income can shift.
Your sense of direction can stay.
Pennyweather is in development for freelancers and self-employed people in the UK. We’d love to hear what would make money feel clearer for you.
Email Pennyweather